Factors of New Jersey
Contact Us for Small Business Finance

About Factors of New Jersey

All early stage small business owners are painfully aware of the difficulties they face when attempting to secure adequate amounts of working capital through traditional bank financing.  In many cases, it is not that banks do not want to lend, it is simply that they are far too regulated and covenant restricted to provide financing to anything but the most creditworthy of clients with long operational histories.

At Factors of New Jersey, we are seasoned experts in the various financing products included in the alternative commercial finance markets.  Such "alternatives" to traditional bank "financial statement" lending include:

How We Work

The consultants at Factors of New Jersey are highly-trained and seasoned professionals who work closely with small business owners when the need for capital arises.  As commercial finance consultants, we have access to over 500 "niche" lenders who specialize in various industries and business types.  Our service fees are very modest and are never charged until you actually have access to the funds you require.  In fact, in most cases, our service fees are paid by the lender at loan closing and not by our clients.

Accessing Our Services

Establishing your consulting relationship with Factors of New Jersey is easy. Simply give us a call for a complimentary consultation so we can determine your business capital needs.  Our "solutions" team will provide you with ready alternatives and in many cases, will quickly set up a conference call with one of our courteous underwriters to detail our lending terms and conditions.

Find Out More

You can also find out more about our financing alternatives and our many financing solutions by simply downloading a copy of the informative booklet, "When Banks Say NO!...the Small Business Guide to Factoring."  Its FREE, from Factors of New JerseyDownload your copy now!